First State Bank

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Were here to help you. Whether youre looking to build a home, start a new business, or save for retirement, its our commitment to provide you with the financial advice, helpful tools, and friendly support that you deserve.

Never bought out or sold, were proud to be the oldest independent community bank in the St. Louis metropolitan area, helping businesses and families in St. Charles County grow since 1867.

Since our founding in 1867, we have been committed to developing and growing the distinctive personal relationships that our customers have come to expect.

First State Bank wins in 2010 Best of St. Charles County Poll contact St. Charles #1 lender for todays rates learn about FSB business debit and credit cards options see the story of First State Bank of St. Charles

Checking Options, Savings Options, Gift Cards & Credit Cards, FSB Loan Center, Online Banking & Bill Pay, Health Savings Account, Loan Calculators, Wiring Money

Checking Options, Savings Options, Health Savings Account, Commercial Loans, Merchant Services, Online Banking & Bill Pay, Gift Cards & Credit Cards, Remote Deposit, Federal Tax Payments

New to our bank? Well help you move and close accounts from your old bank with our Switch Kit.

Investment services offered through First State Bank of St. Charles and INVEST Financial Corporation.

Equal Opportunity Lender
First State Bank is participating in the FDICs Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts and NOW accounts earning less than .50% are fully guaranteed by the FDIC for the entire amount in the account. Effective July 1, 2010, all noninterest-bearing transaction accounts and NOW accounts earning less than .25% will be fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDICs general deposit insurance rules.

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