Providing Complete Title Search, & Title Insurance Policy Services.
A Title Search will turn up any problems with the title that have been recorded with the Recorder of Deeds office, but it doesnt always cover all defects in the title. In order to protect yourself, and your lender, Title Insurance can and should be purchased.
A Title Insurance Policy will cover the policyholder from any losses they may incur from defects in the title. Our title company will review the public records, look for problems, and then if the title is insurable, we will issue the policy. This policy will protect you from defects as well as pay for the defense of any law suit arising from an insurable defect. It is a retroactive policy and will protect you against any defects arising prior to your purchase date.
How much coverage do you need? What defects are covered? There are standard coverage policies, there are extended coverage policies. There are owners policies and lenders policies. To answer your questions about your needs, it is best to speak with a title professional. Call First Title today and let us put our industry knowledge and caring staff to work for you. Joe and Carol have combined for over 25 years in the real estate industry and we will be there to protect you from defects in your title.